Feminism isn’t about making women stronger. Women are already strong, it’s about changing the way the world perceives that strength

Who are We ?

Kaushik Welfare Organization was founded in 2012 in remembrance of Late. Kaushik Deb who was a Software Engineer working in USA. He left us in the on 11th May 2008 due to a tragic road accident in USA.

KWO is non-governmental organization (NGO) that was founded in 2012 to provide microfinance services to women in rural, semi-urban, and urban areas of West Bengal, India. The organization's mission is to create opportunities for the distressed, disadvantaged, and deprived segments of society, with a primary focus on women.

KWO offers a variety of microfinance products, including loans for income-generating activities, insurance coverage, and training and support services. The organisations loans are well-researched, adequately designed, and priced, and they have a strong focus on financial sustainability. KWO also has a robust system and processes, high efficiency and productivity levels, good asset quality, and an adequately capitalised fund for microfinance activities.

The organization's clients are 100% women, and they operate small businesses, work on small farms, or work for themselves or others in a variety of businesses, such as fishing, carpentry, vegetable selling, small shops, transportation, food processing, weaving, beauty parlors, and agriculture and allied activities. The loans are used for both start-up and financing of existing project activities.

Here are some of the specific programs and initiatives that KWO implements to achieve its mission:

Microfinance: KWO provides microfinance loans to women to help them start or expand their businesses. These loans are typically small, short-term loans that are repaid with interest.

Education and training: KWO provides education and training to women on a variety of topics, such as financial literacy, health, and entrepreneurship. This helps women to improve their skills and knowledge, which can lead to better job opportunities and a higher standard of living.

Advocacy: KWO works to raise awareness of the issues faced by women and to advocate for their rights. This includes working to change laws and policies that discriminate against women, and to promote gender equality.

Community development: KWO also supports community development initiatives that benefit women, such as building schools and health clinics, and providing clean water and sanitation.

KWO's work is essential to the empowerment of women and the development of the community. By providing women with the resources and opportunities they need to succeed, KWO is helping to create a more just and equitable society.

Our Products

• Loan Size: 10,000.00 to 15,000.00

• Instalment : 52 weeks

• Interest : 26% reducing

• Processing : 1%

• Insurance : As per Actual.

• Loan Size: 12,000.00 to 18,000.00

• Instalment : 52 weeks

• Interest : 26% reducing

• Processing : 1%

• Insurance : As per Actual.

• Loan Size: 10,000.00 to 15,000.00

• Instalment : 52 weeks

• Interest : 26% reducing

• Processing : 1%

• Insurance : As per Actual.

“The moment you say microfinance

everybody wants to help you”

-Muhhamad Yunus